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FD, PPF & Gratuity Retirement Savings Calculator

Calculate Fixed Deposit (FD) compound interest, Public Provident Fund (PPF 15-year maturity), and statutory employee Gratuity payouts.

FD, PPF & Gratuity Retirement Savings Suite

Calculate compound interest for Bank Fixed Deposits, Government PPF, and Employee Statutory Gratuity

Total Deposit (Principal)৳/₹100,000

Interest Rate (% p.a.)7.5%

Tenure (Years)5 Years

Compounding Frequency

Total Maturity Value

৳/₹144,995

Initial Principal Amount:৳/₹100,000

Total Compound Interest Earned:+৳/₹44,995

About FD, PPF & Gratuity Retirement Savings Calculator

Calculate long-term savings, fixed deposit returns with monthly/quarterly compounding, 15-year government PPF corpus, and statutory gratuity entitlements under labor laws.

Calculation Formula & Rules

FD Compound: A = P * (1 + r/n)^(n*t) Gratuity = (15 * Basic * Service Years) / 26

How to Calculate Step-by-Step

Choose Fixed Deposit (FD), Provident Fund (PPF), or Gratuity.

Enter principal / salary and tenure duration.

View maturity value, total interest, and tax-free corpus breakdown.

Frequently Asked Questions

How is employee gratuity calculated?

For establishments covered under the Gratuity Act, gratuity equals 15 days of last drawn basic salary for every completed year of continuous service (calculated as: 15 * Last Basic * Service Years / 26).

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